Competition = Lowest Mortgage Rates in Alberta

Although many people in Alberta try to re-negotiate a mortgage with one lender [a bank], competition has always resulted in the best deal.

With your application, we will survey all of the leading Canadian lenders to find the best rate mortgages in Canada. This FREE unbiased service guarantees that you will receive the lowest mortgage rates and the most savings over the term of your mortgage:

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Things to Consider When Purchasing a Re-Sale

If you decide not to build brand new and have opted for purchasing a re-sale, it is extremely important to carefully assess the following pros and cons before purchasing:

• You usually get a lower price due to wear and tear
• You get the benefit of upgrades (finished basement, pool, etc.) at a depreciated price
• Your neighborhood is generally established and amenities are in place

• Others have lived in the home
• There is no warranty for repairs required by law (unless it is a condition of purchase)
• The décor might require changes and can be costly or time consuming

Hiring a Home Inspector

It's often said that one of the most expensive and important purchases you will ever make will be your home. However, unlike the guarantee a buyer receives with most purchases, there's no money-back guarantee or return policy if you're not satisfied with your recently purchased home.

Once you buy a home, you're on your own to maintain it, repair it, anticipate problems and pay the bills. This is why it's best to know as much as you can about potential problems before you make the commitment to buy. Learn More

Closing Costs Associated with Purchasing a New Home

Be prepared to pay some closing costs when purchasing a new home. These costs are not part of the property purchase, but additional items that you should consider. However, it is important to remember that these items may not be applicable in all cases, so check with your lawyer for a complete list of all closing costs specific to your situation. Possible closings costs can include:

• Legal fees
• Property Transfer Tax
• Interest Adjustment
• Property Tax Adjustment
• Property Appraisal
• Property Inspection
• Survey Certificate
• Insurance Binder

Note: Some of these costs may be included in your legal fees as your lawyer will arrange for the service to be completed.

Have a Web Site? Need to Display Rates?

Are you a realtor, broker or financial planner with a website?

Do you need up-to-date Canadian mortgage rates displayed on your web page?

You can choose from over 200 free mortgage rate boxes to suit your web site. We also have many tailor-made rate boxes for existing real-estate companies and related websites.